Football's Insurance Problem

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Duck07
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Football's Insurance Problem

Post by Duck07 »

http://www.espn.com/espn/story/_/id/257 ... leges-espn

I've long held that brain injuries are the biggest elephant in the room with the future of football and it seems like the Insurance market is drying up for covering football.
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maxduck
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Re: Football's Insurance Problem

Post by maxduck »

A recent NY Times article discussed the obesity related health problems experienced by former offensive and defensive linemen. Football faces a grim future.

https://www.nytimes.com/2019/01/17/spor ... ourge.html
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Tray Dub
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Re: Football's Insurance Problem

Post by Tray Dub »

I saw that article, it's an interesting problem. The NFL is a big enough customer to probably keep getting insured, albeit at exorbitant rates, but youth leagues... that's a real problem. If insurers won't give them coverage you could see it becoming non-viable at the youth level, which is of course a crisis for the sport at all levels.
shoparound
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Re: Football's Insurance Problem

Post by shoparound »

One thing that sports can't go against, these climbing costs of health care and taking care of the students/athletes.
I could see the situation coming out of this, is that instead of high paying coaches in college, and lucrative athlete contracts, it might cut to focus on health instead of salary.
maxduck
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Re: Football's Insurance Problem

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More than 200 concussion lawsuits are in the process of being filed against the NCAA, a plaintiff’s lawyer told Law360.

Several suits were filed in the Southern District of Indiana — which houses NCAA headquarters in Indianapolis — while more than 200 will eventually be filed, targeting schools up and down the NCAA’s membership, according to plaintiff attorney Jeff Raizner.

The suits will allege that the NCAA and its member schools were aware of the long-term damage concussive and sub-concussive hits native to the game of football would inflict upon players but did not warn players of such dangers.


http://footballscoop.com/news/two-hundr ... iled-ncaa/

The final paragraph of the above link

While it’s impossible at this point to state how these lawsuits will turn out, they are evidence of what many have theorized could become the great existential threat to both college and high school football: that the threat, real or perceived, of lawsuits would cause insurers to shy away from covering schools who offer football and, unable to find affordable coverage, schools would then drop football altogether rather than expose themselves fully to that liability.
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